Whale Shark Policy Free Essays

The fast development of business estimation of sharks since in the late time of 1970s was credited to the expanding market request for shark meat as well as for their ligaments and blades (Christiansen, 2006). Despite the fact that, the fundamental Fishery Management Plan, FMP, for Atlantic Billfish and Sharks was distributed by the Secretary of Commerce in 1978, the usage of its arrangements was not really acknowledged (Christiansen, 2006). In this manner, shark angling has won in the market for a significant stretch of time. We will compose a custom article test on Whale Shark Policy or on the other hand any comparable theme just for you Request Now Truth be told, business, unlawful and even recreational angling of sharks in the Atlantic waterfront zones is generally seen in the Caribbean Sea, Gulf of Mexico and the seaside districts of the New England (Christiansen, 2006). It isn't astonishing then that Rhincodon typus species were named compromised shark species by the Convention on the International Trade in Wild Species of Flora and Fauna, the United Nations Convention on the Law of the Sea, and the Convention on Migratory Species. In light of high market requests in the midst of the low fruitfulness and late development of sharks, the five boards on Atlantic Fishery Management encouraged the Secretary of Commerce to set up FMP for sharks in 1989 (Christiansen, 2006). Accordingly, the defined FMP required the foundation of FMU or fishery the board unit for 39 shark species including Rhincodon typus or whale shark. For guideline and appraisal, FMU was partitioned into bunches for pelagic sharks, LCS or Large Coastal Sharks, and Small Coastal Sharks or SCS. During that time, the National Marine Fisheries Service, NMFS, characterized LCS as overfished while SCS and pelagic sharks were depicted as completely angled (Christiansen, 2006). Henceforth, standards on both recreational and business shark angling were actualized by the National Marine Fisheries Service, NMFS. In 1999, another FMP was built up to cover Atlantic Tunas and Swordfish in charge and guideline. In any case, in light of the investigation on SCS and LCS populaces in 2002, the past FMP measures neglected to ease the falling apart state of Atlantic waterfront sharks (Christiansen, 2006). Corresponding to this, the 1999 FMP arrangements were corrected by NMFS in 2003 which secured re-conglomeration of LCS stocks, recreational sack limit change, LCS time period amendment, angling standard execution dependent on MSY or most extreme maintainable yield, gear limitation foundation, end of the passable least size, reports on the EFH or basic fish living space, provincial quantity foundation, setting of region or time for conclusion off the coast in North Carolina domain, usage of business angling in trimester seasons, distinguishing proof of measures for jeopardized shark species order, and foundation of VMS or vessel checking framework for both recreational and business angling vessels. Thus, in 2004, the MSY-based yearly landing amounts, 1,017 metric ton and 454 metric ton dressed weight were actualized individually for LCS and SCS (Christiansen, 2006). In any case, since zones of relocation, pupping and mating of the Atlantic sharks envelop the regional areas of different states, the Atlantic States Marine Fisheries Commission or ASMFC proposed an interstate FMP for a productive administration including control and observing of beach front shark angling along the Atlantic coast which incorporated the whale shark or Rhincodon typus shark species (Christiansen, 2006). The Pacific Shark Fishery States’ Regulations In view of the measurements of the NMFS, in the year scope of 1991-1998, the shark killings in the Western and Central Pacific had expanded by over 2500% from 2,289 to 60,857 cases (Spiegel, n. d. ). At present, longline anglers got around 150,000 sharks every year of which 568 million pounds were taken from the Pacific waterfront zones (Spiegel, n. d. ). Subsequently, in December 2000, the United States Congress established an across the nation boycott against shark showcase. Too, the NMFS and the Department of Commerce inability to cancel unlawful shark angling, Californian agent, in September 1999, proposed the Pacific Resolution to boycott shark killings in every government condition of the United States (Spiegel, n. d. ). In November of that year, the goals was affirmed by both congress and the senate. In accordance with this, the Hawaii Senate passed Bill 1947 on March 17, 2000 to control the shark balance exchange the market (Spiegel, n. d. ). What's more, the Magnuson Act was revised on January 27, 2000 through House Resolution 3535 to totally boycott shark finning (Spiegel, n. d. ). In any case, in December of that year, to additionally alter the Magnuson Act and to completely boycott shark finning in every single government express, the congress carried on House Resolution 5461 (Spiegel, n. d. ). This goals has opened the entryways for the advancement of multilateral or respective understandings for the worldwide battle against shark killings. Additionally, shark angling guidelines were likewise established in a few nations like Australia, Honduras, South Africa, Nanimbia, Thailand, Philippines, Maldives, and Israel (Spiegel, n. d. ). Whale Shark Regulations in different Countries Whale shark was delegated helpless shark types of the Minister for the Environment and legacy of Australia under the 2001 Environment assurance and Biodiversity Conservation Act or EPBC Act (Department of the Environment and Heritage, 2004). The decay of the whale shark populace on Australian coasts was ascribed to the constant shark chasing in the basic seaside zones in different nations like in India, Taiwan, and in the Philippines. In this way, whale sharks have been lawfully ensured by the 1950 Wildlife Conservation Act, the 1975 Great BARRIERS Reef Marine Park Act, the 1984 Conservation and land Management Act, the 1994 Fish Resources Management Act, and the 1996 Fisheries Regulation (Department of the Environment and Heritage, 2004). Then, in India, the national arrangements on fisheries are utilized on the administration of shark angling (Hanfee, 1999). All things considered, strategies explicit for shark fisheries have not yet figured by the Indian government. For the most part, in counsel with fish vessel chiefs and friends chairmen, the Indian Department of Fisheries directs and assumes responsibility for shark angling in the country’s beach front locales (Hanfee, 1999). Regardless of the issues of mistaken giving an account of the administration of whale shark angling, other Asian nations like Thailand and Philippines have their particular lawful approaches to ensure whale shark species. The most effective method to refer to Whale Shark Policy, Papers

Corn Pone Opinions Essay

In Mark Twain’s paper â€Å"Corn ­Pone Opinions† he utilizes various procedures to communicate his situation on how people’s activities and musings are exorbitantly affected by others. He changes the pronoun â€Å"I† to â€Å"we†. Twain does this by first clarifying his own assessment at that point tends to every other person as a community oriented gathering so as to help his point. He essentially expresses that individuals follow patterns whether they like them or not. He gives a couple of guides to help his point. The account that Twain employments of a youthful slave named Jerry that had such an ability for lecturing presents his contention in a fascinating manner. Twain conveys the possibility that men are comprised of society’s considerations and sentiments. Twain feels that everybody will acknowledge the public’s feelings just for the fulfillment of one’s â€Å"selfâ ­approval.† Twain communicates to the peruser that we as a whole it might be said penance our own uniqueness to be acknowledged by society. Corn Pone Opinions are the gathering of conviction with which we each join as an incautious mode to fit in, as Twain says, â€Å"the intuition that moves to congruity accomplished the work. It is our tendency to conformí ¾ it is a power which relatively few can effectively resistí ¾ what is it’s seat, the intrinsic necessity of selfâ ­approval.†

Top Affiliate Programs To Make Money From Your Blog

Top Affiliate Programs To Make Money From Your Blog Make Money Online Queries? Struggling To Get Traffic To Your Blog? Sign Up On (HBB) Forum Now!Top Affiliate Programs To Make Money From Your BlogUpdated On 20/04/2018Author : Devinder MaheshwariTopic : BloggingShort URL : http://bit.ly/2ozfPCo CONNECT WITH HBB ON SOCIAL MEDIA Follow @HellBoundBlogDo you have a blog? Want to make more money via Affilate Ads? Sign up for FlexOffers now!Every newbie blogger, I take an exception to passionate ones, approaches the blogosphere with an aim! To reach the aim, they find only one method â€" Google AdSense! However, they find many of other ways to earn from their blogs. For instance, you can check some AdSense alternatives if you are having some issues with AdSense approval even so you have a good traffic. Among such ways, Affiliate Marketing is the easy yet tough one. 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The Honor Roll Award The Outstanding Achievement Award

Ever since I was a little girl, father always told me that I was going to do â€Å"great things† with my life. I suppose that he was right. It became increasingly noticeable, as early as Kindergarten, that I possessed an intellectual skill set that was slightly more advanced than my fellow peers. I remember my teachers paying special attention to me and even using my schoolwork as an example for the rest of the class. My parents would constantly brag about me to their friends and coworkers. And at the end of each school year I would walk away with all of the â€Å"most important† merit awards such as: the Honor Roll Award, the Outstanding Achievement Award, Most Conscientious Student, and the Most Dedicated Scholar Award given to select individuals that had maintained straight A’s throughout the year. In fact, my former principal once came up to me and said, â€Å"Stacy you are truly a credit to the African American race. I’m so proud of you!† I did n’t quite know what he’d meant by that statement, so I just assumed it was some sort of compliment. One would probably expect that this constant praise and adoration would inevitably lead to me to being overly self-confident, egotistic, or maybe even slightly conceited. If only that were true. In reality, all of my lovely academic success that I’d worked so very hard to achieve throughout the years resulted in nothing but social isolation and an occasional snide remark from a few of my less academically driven peers. I soon learned that beingShow MoreRelatedNational Honor Society Essay672 Words   |  3 PagesYiming Yu 11/26/2012 National Honor Society Application Essay It is unbelievable that this year is my last year in Charlestown High School. As I look back at the past three years, there were several poignant moments when I was struggling with my classes and would have given up trying to achieve my goals. But as a diligent student, I chose to endure those moments. And that is how I become an outstanding student today. National Honor Society honors students who have demonstrated excellence inRead More Elvis Presley Essay2516 Words   |  11 Pagesthan any other artist. His American sales have earned him gold, platinum or multi-platinum awards for 131 different albums and singles, far more than any other artist. Among his many awards and accolades were 14 Grammy nominations (3 wins) from the National Academy of Recording Arts amp; Sciences, the Grammy Lifetime Achievement Award, which he received at age 36, and his being named One of the Ten Outstanding Young Men of the Nation for 1970 by the United States Jaycees. Without any of the specialRead MoreCarlos Augusto Alves Santana s Influence On American Rock And Roll Artist And The Music Of His Culture1491 Words   |  6 Pages1947 in Autlan de Navorro, Mexico to Josefina Barragan de Santana and Jose Santana. Growing up he was influenced by American Rock and Roll artist and the music of his culture. Carlos is a self-taught guitar virtuoso and has played with many famous artist over the last forty-seven years and has been the major influence for the Latin Rock genre. He has won numerous awards for his music and philanthropy. 2. Career Beginnings Jose Santana was a professional mariachi violinist and insisted Carlos learnRead More Elvis Pressley Essay1256 Words   |  6 Pages nbsp;nbsp;nbsp;nbsp;nbsp;My research was done on Elvis Aron Pressley. Elvis had many accomplishments in many different fields. He was a great Rock And Roll musician. Also he was a musician in the Country and Gospel fields. He made many contributions to the rock and roll community. Elvis also had a great screenplay career. He revolutionized the movie making industry as well as the music industry. nbsp;nbsp;nbsp;nbsp;nbsp;Elvis grew up into a common laid back family. Elvis Aron PresleyRead MoreStrategic Objectives Of The Organization5189 Words   |  21 PagesMore. Pay Less, Target continues to put its guests and employees at the forefront of everything they do. Target s mission statement is as follows: Our mission is to make Target your preferred shopping destination in all channels by delivering outstanding value, continuous innovation and exceptional guest experiences by consistently fulfilling our Expect More. Pay Less. ® brand promise. (Target Mission). Understanding the importance of hiring the right employees that will provide excellent serviceRead MoreCase Study : The B W2744 Words   |  11 Pages247’s were built and delivered in the US and around the world. (Model 247 Commercial Transport) Figure 2. Boeing 247. Retrieved from http://www.boeing.com/boeing/history/boeing/m247.page. Copyright 2014 by Boeing. The Boeing 787 Boeing’s latest achievement in the commercial airline industry is the development of the amazingly efficient Boeing 787 Dreamliner. The aircraft’s performance can be accredited to the industry leading design, systems and materials used to manufacture the aircraft. CompositeRead MoreInsight to Coach Carter Film7710 Words   |  31 Pagesrecreation, Carter wants to leave a legacy. He wants players to see beyond their hoop dreams and see a future with endless options and possibilities. â€Å"This is definitely not your typical story and Ken Carter is not your typical guy,† says Academy Award ® nominee Samuel L. Jackson about the controversial coach he portrays. â€Å"Both 2 the story and Ken are about teaching young people to expect more from themselves and to see beyond their present.† Three-time Emmy-winning director Thomas Carter (â€Å"SaveRead MoreProject Report on Big Bazaar, Hubli7325 Words   |  30 PagesRetail Congress held in Barcelona. Pantaloon Retail is the flagship company of Future Group, a business group catering to the entire Indian consumption space. FUTURE GROUP MANIFESTO: â€Å"Future† – the word which signifies optimism, growth, achievement, strength, beauty, rewards and perfection. Future encourages us to explore areas yet unexplored, write rules yet unwritten; create new opportunities and new successes. To strive for a glorious future brings to us our strength, our ability to learnRead MoreDarden Mba Resumes16768 Words   |  68 PagesManagement Club Charlottesville, VA Nanyang Technological University Singapore Bachelor of Engineering (Computer Engineering) and Minor in Business, June 2006 ï‚ · Awarded full scholarship (among top 50 from over 10,000 candidates) ï‚ · Received First Class Honors (top degree distinction, GPA: 3.95). Dean s list holder (among top 5%) ï‚ · President of NTU Apex Club (premier club for computer programming enthusiasts); spearheaded initiative to extend training from top programmers to entire student population ï‚ ·Read MoreInternship Report on Citi Bank11361 Words   |  46 Pages Bahauddin Zakariya University Multan Sub Campus Sahiwal SUBMITTED BY: Muhammad Umair Waqas BBA(Hons.) 6th semester Roll no: BBS-06 Department Of Business Administration Bahauddin Zakariya University Multan Sub Campus Sahiwal PREFACE Banking sector owes a pivotal importance in the economy of any country through its vibrant functions. That is why being

The Road - 1543 Words

Writers provide glimpses of other worlds, giving readers opportunities to reflect on their own world To what extent do you agree with this view? The Road written by Cormac McCarthy is a post-apocalyptic novel about a man and a boy travelling down across what seems to be a bleak and dull land. In this book, we see a world that seems to have a bleak and dark future without a lot of hope. Land is somehow destroyed, perhaps by a natural cause. The cycle of seasons has been completely altered and there is a lack of civilisation. Although the book is constantly depressing and dark, there are moments that we have some glimpse of hope, and moments where there are some humanity portrayed. This is usually shown by one of the main characters, the†¦show more content†¦This allows us to reflect on our current situation and not take things for granted as they may one day be gone. This is emphasised by â€Å"†¦could not be put back. Not be made right again†¦Ã¢â‚¬  Showing us that if we take everything for granted and destroy the world we will not be able to have the exact same world ever again. We know that the world in The Road is definitely reality. â€Å"Then they set out along the blacktop in the gunmetal light, shuffling through the ash, each the others world entire.† This quote shows to us that the boy and the man are seeing and experiencing the same thing, of a world with just darkness and ash. â€Å"And the dreams so rich in colour†¦Waking in the cold dawn it all turned to ash instantly†¦Ã¢â‚¬  This quote again gives us some comparison between two worlds, this time the world in a person’s dream and the world in reality. This quote describes the man dreaming in colour and then waking up finding it cold, dark and filled with ash. We see that the man keeps reminding himself of reality, as perhaps happiness is too difficult to pursue as he knows that he knows that his dreams that are full of colour is in the past and currently he is living in a grey world that he is unable to control. We are able to see the destructions of the natural environments such as the seasons and the plants etc. However there is also the destruction of civilisation. In this book we seeShow MoreRelatedThe Road2053 Words   |  9 PagesWhy do you think McCarthy has chosen not to give his characters names? How do the generic labels of â€Å"the man† and â€Å"the boy† affect the way you /readers relate to them? While reading The Road, a novel written by Cormac McCarthy, I was jerked from the warmth, comfort, and safety of my home and thrown into a cold, dark, and desolate world, walking alongside â€Å"the man† and â€Å"the boy†. McCarthy composes his work so graphically that readers are drawn right into the story. I believe Cormac McCarthyRead More On the Road Essay848 Words   |  4 Pages On the Road On the Road, by Jack Kerouac was considered to be the first â€Å"beat† novel. The lifestyle of beats is explained as going against mainstream norms. The two main characters in the novel Dean and Sal both go against normal society. On the Road was written during a time when mainstream society was in to materialistic possessions. The average person was concerned with having a good paying job and raising a family in the suburbs. Beatniks had the complete opposite goals in lifeRead More On The Road Essay883 Words   |  4 Pageswhich would become ‘On the Road’ his most acclaimed novel. It is said to be an account of Kerouacs (quot;Sal Paradise’squot;) travels with Neal Cassady (quot;Dean Moriartyquot;). According to Allen Ginsberg, Kerouac typed the first draft of On the Road on a fifty-foot long roll of paper. On the Road gave an outlet of release for the dissatisfied young generation of the late forties and early fifties. And although it has been fifty years since the events in On the Road, the feelings, ideas andRead More The Road Essay1241 Words   |  5 PagesCormac McCarthy’s novel The Road â€Å"the man† and â€Å"the boy† refer to themselves as â€Å"the good guys† compared to â€Å"the bad guys†. While reading this book I was lead to believe that â€Å"the boy† is truly the only â€Å"good guy† left, because â€Å"the man† and every other character that I encountered in this book share some of the same qualities as â€Å"the bad guys†. The boy constantly begs his father to be sympathetic and charitable to the drifters that they encounter on the road, but the father usually refusesRead MoreOn the Road Essay2385 Words   |  10 Pagesrebellious lifestyle sparked various different views; those that look up to them, and those that look down upon them. Jack Kerouac plays a major role in this time period pertaining to this lifestyle, authoring many works about it, one being On the Road. He uses the characters in this story to depict the diverse views on the Beatniks. This strong interpretation used throughout the novel sets the stage for many other authors writing on behalf of the Beat Generation. The characters he uses in this novelRead MoreRoad Construction2985 Words   |  12 PagesChances  for  Potential  Loss  Ã‚  Critical  Insurance  Covers  for  Road  Projects   (Things  to  be  considered  while  designing  the  Insurance  Program  for  Road  Projects)      History  notices  that  the  first  road  was  constructed  nearly  4000  years  ago  and  since  then  there  have  been   continuous   development   in   methods,   techniques   and   types   of   roads.   The   Romans   built   stone   paved   roads  in  North  Africa  and  Europe  to  support  their  military  operations.  Later  the  Arabs  built  roads  that   were  covered  with  tar.  The  roads  were  constructed  by  preparing  earthworks  and  lifting  road  foundation  Read MoreRoad Rage660 Words   |  3 PagesAnalysis 1 – Road Rage Road Rage has become a widespread hazard on the nation’s congested, fast-paced roads, especially on highways. In fact, Road Rage is a serious national problem. Do you curse and honk your horn if a driver tries to cut you off, or slam on your brakes to annoy someone who’s tailgating? Aggressive driving, better known as â€Å"Road Rage†, occurs when furious motorists lose their temper over traffic disturbances. Almost every day you hear of another incident involvingRead More Robert Frosts The Road Not Taken - The Ambiguous Road Essay1030 Words   |  5 PagesThe Very Ambiguous Road Not Taken  Ã‚     Ã‚   Donald J. Greiner states, In the years since his death, biographical revelations and critical appraisals have torn off the mask to expose a Frost the public never knew: a flawed man with more than his share of personal tragedy, a major poet with more than his share of fear(95). Many people consider Robert Frost to be a great poet with many accomplishments. His work is well known throughout Europe and the United States; however, most people do not knowRead More The Other Road in Robert Frosts The Road Not Taken Essay1653 Words   |  7 Pages The Other Road in Robert Frosts The Road Not Taken  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚   In his celebrated poem The Road Not Taken, Robert Frost describes the decision one makes when reaching a fork in the road. Some interpret Frost as suggesting regret on the part of the traveler as to not choosing the path he forgoes, for in doing so he has lost something significant. Others believe he is grateful for the selection, as it has made him the man he is. The diverging roads are symbolic of the choices society is facedRead MoreEssay on Road Rage645 Words   |  3 PagesRoad Rage   Ã‚  Ã‚  Ã‚  Ã‚  Road rage doesn’t just happen in the United States or just to people you don’t know. Road rage is widespread it happens all over the world where cars are used. Tt can happen to family members and friends. There are many different ways we can educate and help stop road rage occurrences. Some solutions would be to educate school students when they get their licenses. Also educate the public with billboards, commercials, radio commercials and others. To stop reoccurring road rage problems

Hate Crimes In The Lgbt Community - 1580 Words

Currently, in the United States there are 9 million people who are openly a part of the lesbian, gay, bisexual, transgender community; that is roughly equivalent to the entire population of New Jersey. The LGBT community stands for and places their beliefs in equality, individuality, and pride. Despite their efforts, they are still faced with degrading discrimination and cruel hatred. Today, fourteen percent of all hate crimes are directed towards to LGBT community. (fbi.gov) The number of hate crimes towards the community is quickly increasing and evolving into a worldwide problem. One of the most recent and impactful hate crimes was in 2016 when a gay nightclub in Orlando, Florida, was attacked by a gunman. That night, nearly fifty†¦show more content†¦According to Boslaugh, a LGBT activist, the Stonewall Riots was when â€Å"gay that they did not need to accept second-class status and they had sufficient strength in numbers to resist harassment†(Boslaugh 1). Due t o the pride and confidence acquired from the Stonewall Riots, a movement of hope emerged, which is known as the Gay Liberation Movement. The Gay Liberation movement took place mostly in the 1960s - 1980s, however, it is still ongoing to this day. This movement urged the LGBT community to stand up for themselves and fight back against their discriminating enemies by conquering hatred and shame with pride and love. Ever since the formation of the LGBT community, they had struggled to become accepted and treated as equal counterparts to straight people. For example, they were not given the same right to marriage as straight people were, as it was illegal to marry someone of the same gender. The LGBT community was also treated unfairly in the work force. Numerous places refused to hire members of the gay community, depending on the places they visit. It was often that someone who went to a gay bar or restaurant, was not hired for the job even if they were well-qualified. The LGBT commun ity also endured many violent hate crimes against them. In particular, Harvey Milk was the first openly gay commissioner on the San Francisco Board of Permits, who was quickly assassinatedShow MoreRelatedSocial Injustice : The Interplay Of The Lgbt Community, Hate Crimes And The Us1482 Words   |  6 Pages Social Injustice: the interplay of the LGBT community, hate crimes and the US On June 4, 2011, Cece Mcdonald lost the freedom to securely be herself. Cece Mcdonald was a young trans-woman who was walking with her friends past a tavern in Minneapolis when suddenly, a group of people started to barrage them with insults. One man insulted Cece directly by saying, â€Å"look at that boy dressed like a girl tucking her dick in.† The group of friends attempted to walk away, but before they got awayRead MoreLesbian, Gay, Bisexual, And Transgender1675 Words   |  7 Pages Bisexual, and Transgender (LGBT) community because they face multiple levels of victimization, and it is hard for this group to adjust to society once they have identified themselves as being gay, lesbian, bisexual, or transgender. In 2013, law enforcement agencies had reported 5,928 hate crime incidents, 20.8 percent were motivated by sexual orientation, and 60.6 percent were identified as gay male-targeted bias. Gay males is one of the main targets to a hate crime, only because the of fender isRead MoreEssay on The Issue of LGBT Hate Crimes1018 Words   |  5 PagesHate Crimes: crimes motivated by a victim’s actual or perceived gender, sexual orientation, gender identity, disability or religion(Federal officials, 2011). Hate crimes have been around for centuries. A hate crime is considered any malicious crime that is derived from hatred towards a certain group of people. African Americans are still victim to hate crimes, even after the Civil Rights movement. James Byrd Jr. suffered a prime example of a gruesome hate crime in 1998, because of his African AmericanRead MoreLGBT Hate Crimes and Suicidality Among a Population-Bases Sample of Sexual-Minority Adolescents in Boston1365 Words   |  6 PagesLesbian, Gay, Bisexual, and Transgender Hate Crimes and Suicidality Among a Population-Based Sample of Sexual-Minority Adolescents in Boston Until 1973, the American Psychiatric Association regarded the lesbian, gay, bisexual, transgender (LGBT) community as consisting of sociopathic individuals with personality disorders. 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Known To Be The Poems Dedicated To A Fair †Myassignmenthelp.Com

Question: Discuss About The Known To Be The Poems Dedicated To A Fair? Answer: Introducation Shakespearean Sonnets are divided in to two different segments on the basis of the thematic discourse. The first lot of the sonnets is known to be the poems dedicated to a fair friend and the second lot of the poems is considered to be dedicated to some dark lady. Despite this predetermined fact of addressing to two different entities, the base was the power of attribution. In the twenty first century, the concept of art was highly determined by the perception of the audience and the perception of the creator who is likely to be creating the art and trying to reach to the greater number of the audience. Language has played an important role in the process of beatification of an object or a personified entity (Jian 2014). The art of language has been synonymous to the art of literature. Since English language has been undergoing several shifts from the core use of language, several variations have been observed from Old English Period. The Elizabethan period was highly occupied by a l ist of genius and amongst them Shakespeare received the spot light due to his scope of producing effective plays. Certain change in the mode of English language was effectively followed in different forms. Despite using strong and bold legal language, Shakespeare with his artistic device was able to locate the beauty and gaiety of his poetic object. Certain use of veneration while using the technique of compare and contrast, Shakespeare was successful in his conceptualization and personification. In general, the term artistic style refers to a particular school of art where same of style of art is practiced by a group of writers or artists. For instance, during the sprouting age of the twentieth century a group of artists and poets emerged as impressionists. They used to practice same mode of art conceiving same notion of the artful activities. Though there was no Shakespearean school because of the uniqueness he would prevail in his art of writing, a subtle touch of Elizabethan aristocracy was under process. With the effective criteria of such lingual differences Shakespeare wrote his one of the greatest creations, the Sonnets. There are one hundred and fifty four sonnets written in a particular style of Sonnet composition, however, being segmented into two different categories. The first 80 sonnets are observed to have addressed to fair friend- a conceptually assumed character who only existed in hypothesis and speculation and the second one was the exemplary personification and the process of building entity of dark lady a representative of exotic culture. Throughout the Sonnets he expressed his love for both the entities in different modes and styles. The versatility lay in the fact, that none of the poems have the lacuna of unlinked continuity. Sonnet 18 is a comparative beautification of the poets beloved with the beauty of summer day. As a matter of fact, this has been taken in to certain consideration pertaining to the entire understanding of the greater field. While making it a positive criterion in most of the basic understanding of the entire case. As a matter of fact, this has been taken into certain consideration pertaining to the entire case of the factual analysis. There have been figurative devices. These figurative devices have been nothing but the entities of nature in comparison with human existences. Bold usage of metaphor and simile and oxymoron has made the poem strong while approaching towards the beloved of the poet. This has been addressed with strong imageries so as to strengthen the effective criteria of personification. A strong approach of the summer day has been taken into consideration as it is quite serene and blissful in English condition. This has been a matter of solace for the poets who have been taken into consideration with the effective chances. Since this has been a matter of entire understanding of how this has been addressed with the zeal of natural beauty, the process was undoubtedly bold and beauteous. John Ruskin had coined a term called pathetic fallacy that refers to the misuse of personification. However, Sonnet 18 has eventually formulated a skilful artistry in terms of addressing the entire concept of personification. With the effective process, Shakespeare has provided a conceptual image of how the juxtaposition of such literary device has been taken. Shakespearean Sonnets are divided in to two different segments on the basis of the thematic discourse. The first lot of the sonnets is known to be the poems dedicated to a fair friend and the second lot of the poems is considered to be dedicated to some dark lady. Despite this predetermined fact of addressing to two different entities, the base was the power of attribution. In the twenty first century, the concept of art was highly determined by the perception of the audience and the perception of the creator who is likely to be creating the art and trying to reach to the greater number of the audience. Language has played an important role in the process of beatification of an object or a personified entity. The art of language has been synonymous to the art of literature. Since English language has been undergoing several shifts from the core use of language, several variations have been observed from Old English Period. The Elizabethan period was highly occupied by a list of geniu s and amongst them Shakespeare received the spot light due to his scope of producing effective plays. Certain change in the mode of English language was effectively followed in different forms. Despite using strong and bold legal language, Shakespeare with his artistic device was able to locate the beauty and gaiety of his poetic object. Certain use of veneration while using the technique of compare and contrast, Shakespeare was successful in his conceptualization and personification. In general, the term artistic style refers to a particular school of art where same of style of art is practiced by a group of writers or artists. For instance, during the sprouting age of the twentieth century a group of artists and poets emerged as impressionists (Richards 2014). They used to practice same mode of art conceiving same notion of the artful activities. Though there was no Shakespearean school because of the uniqueness he would prevail in his art of writing, a subtle touch of Elizabethan aristocracy was under process. With the effective criteria of such lingual differences Shakespeare wrote his one of the greatest creations, the Sonnets. There are one hundred and fifty four sonn ets written in a particular style of Sonnet composition, however, being segmented into two different categories. The first 80 sonnets are observed to have addressed to fair friend- a conceptually assumed character who only existed in hypothesis and speculation and the second one was the exemplary personification and the process of building entity of dark lady a representative of exotic culture. Throughout the Sonnets he expressed his love for both the entities in different modes and styles. The versatility lay in the fact, that none of the poems have the lacuna of unlinked continuity (Pollard 2016). Sonnet 18 is a comparative beautification of the poets beloved with the beauty of summer day. As a matter of fact, this has been taken in to certain consideration pertaining to the entire understanding of the greater field. While making it a positive criterion in most of the basic understanding of the entire case. As a matter of fact, this has been taken into certain consideration pertaining to the entire case of the factual analysis. There have been figurative devices. These figurative devices have been nothing but the entities of nature in comparison with human existences. Bold usage of metaphor and simile and oxymoron has made the poem strong while approaching towards the beloved of the poet. This has been addressed with strong imageries so as to strengthen the effective criteria of personification. The poem begins with the approach of the summer day as it is quite serene and blissful in English condition. This has been a matter of solace for the poets who have been taken into consideration with the effective chances. Since this has been a matter of entire understanding of how this has been addressed with the zeal of natural beauty, the process was undoubtedly bold and beauteous. John Ruskin had coined a term called pathetic fallacy that refers to the misuse of personification. However, Sonnet 18 has eventually formulated a skilful artistry in terms of addressing the entire concept of personification. With the effective process, Shakespeare has provided a conceptual image of how the juxtaposition of such literary device has been taken. Reference: Jian, Z.H.A.N.G., 2014. The Great Shakespeare: a Eternal Theme: A Literature Review of Researches on the Themes of Shakespeare's Sonnets.Foreign Language and Literature,1, p.013. Pollard, D., 2016. The Postmodern Nineteenth Century:SonnetTo Science and the Case for Poe's Avant-Garde Poetics.The Edgar Allan Poe Review,17(2), pp.105-115. Richards, I.A., 2014.Practical criticism(Vol. 4). Routledge. Zamir, T., 2014. Shakespeare and philosophical criticism.Memoria di Shakespeare. A Journal of Shakespearean Studies, (1).

Apple Inc. Crafting Strategy

Free Essays on Business Plan

Can’t find a greeting card that suits you? Tired of writing out practically hundreds of Christmas cards each year? No one show up for that garage sale on Saturday? Uh-Oh. Sounds like you need our help. Personalize It! strives on providing simplicity and easing the burdens of the lives of our consumer by creating a flawless card, invitation, or flyer at the drop of a hat. We want your invitations to be for a party that everyone wants to go, the â€Å"Happy Birthday† card that creates a tear, and the signs that nobody could possibly miss. Our plans for this small business is to individually design and create personalized greeting cards, invitations, and flyers. We will make a wide variety of cards such as graduation notices, wedding invites, and party invitations, but our specialty will be holiday greeting cards. We can also produce simple, yet eye-catching, flyers for your next garage sale or for your band’s next concert. Our open door policy means that people can come to us with their ideas and leave with a product that will not only be personal, affordable, and dependable, it will be memorable. Personalize It! is an equal opportunity business making its expertise available to help its customers create their own products. Keeping in tune with the needs of the consumer, utilizing the latest technology and trends, all while ensuring that the client receives the individual attention they deserve is the vision and daily mission of Personalize It! Our goals include consistent, accurate achievement of the client’s wishes, competitive pricing for the quality of services provided, and significant profit made on each product produced. Founded in 2003 on a part-time basis, Personalize It! is a small business designed to meet the needs of the ever-changing social world. New York City is the current home with plans to expand to branch offices within four years. Personalize It! is invested in the community it reside... Free Essays on Business Plan Free Essays on Business Plan Executive Summary The Dark Side, is an after hours coffeeshop located on East Evans Avenue and South High Street. Hours of operation being 4 pm to 2 am, the intention is to attract people ages 15 to 30 years, mostly being students especially from the University of Denver. By offering three distinctive atmospheres within the coffee shop our goal is to satisfy the diverse needs among this age group. We will do this by implementing a study room, a lounge and a main room. On weekends we plan to host live bands on our stage in the main room. In order to attract international students, we are selling international newspapers and hosting international conversation groups. The coffee industry is growing, and we feel that our coffee shop will fit a set of needs that have not yet been met. 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Our distribution channel runs from producer to wholesaler to distributor to retailer to consumer, this is the most efficient way for our small business. Price stability is the pricing strategy that we have chosen, this ... Free Essays on Business Plan Business Plan Business Plan: Progressive Consulting What follows is a complete business plan for a hypothetical company. Please copy or save to your disk and use as an example in developing your own business plan. If you would like to read a series of articles jump to Web Marketing . For additional business aids click on The Practical Tools of Consulting 1. 0 Executive Summary Progressive Consulting will be formed as a consulting company specializing in marketing of high technology products in international markets. Its founders are former marketers of consulting services, personal computers, and market research, all in international markets. They are founding Progressive Consulting to formalize the consulting services they offer. 1. 2 Mission Progressive Consulting offers high-tech manufacturers a reliable, high quality alternative to inhouse resources for business development, market development, and channel development on an international scale. A true alternative to in house resources offers a very high level of practical experience, know how, contacts, and confidentiality. Clients must know that working with Progrssive Consulting is a more professional, less risky way to develop new areas even than working completely in house with their own people. Progressive Consulting must also be able to maintain financial balance, charging a high value for its services, and delivering an even higher value to its clients. Initial focus will be development in the European and Latin American markets, or for European clients in the United States market. 1. 3 Keys to Success Excellence in fulfilling the promise completely confidential, reliable, trustworthy expertise and information. Developing visibility to generate new business leads. Leveraging from a single pool of expertise into multiple revenue generation opportunities: retainer consu... Free Essays on Business plan Business Plan Business Plan: Progressive Consulting What follows is a complete business plan for a hypothetical company. Please copy or save to your disk and use as an example in developing your own business plan. If you would like to read a series of articles jump to Web Marketing . For additional business aids click on The Practical Tools of Consulting 1. 0 Executive Summary Progressive Consulting will be formed as a consulting company specializing in marketing of high technology products in international markets. Its founders are former marketers of consulting services, personal computers, and market research, all in international markets. They are founding Progressive Consulting to formalize the consulting services they offer. 1. 2 Mission Progressive Consulting offers high-tech manufacturers a reliable, high quality alternative to inhouse resources for business development, market development, and channel development on an international scale. A true alternative to in house resources offers a very high level of practical experience, know how, contacts, and confidentiality. Clients must know that working with Progrssive Consulting is a more professional, less risky way to develop new areas even than working completely in house with their own people. Progressive Consulting must also be able to maintain financial balance, charging a high value for its services, and delivering an even higher value to its clients. Initial focus will be development in the European and Latin American markets, or for European clients in the United States market. 1. 3 Keys to Success Excellence in fulfilling the promise completely confidential, reliable, trustworthy expertise and information. Developing visibility to generate new business leads. Leveraging from a single pool of expertise into multiple revenue generation opportunities: retainer consu... Free Essays on Business Plan Can’t find a greeting card that suits you? Tired of writing out practically hundreds of Christmas cards each year? No one show up for that garage sale on Saturday? Uh-Oh. Sounds like you need our help. Personalize It! strives on providing simplicity and easing the burdens of the lives of our consumer by creating a flawless card, invitation, or flyer at the drop of a hat. We want your invitations to be for a party that everyone wants to go, the â€Å"Happy Birthday† card that creates a tear, and the signs that nobody could possibly miss. Our plans for this small business is to individually design and create personalized greeting cards, invitations, and flyers. We will make a wide variety of cards such as graduation notices, wedding invites, and party invitations, but our specialty will be holiday greeting cards. We can also produce simple, yet eye-catching, flyers for your next garage sale or for your band’s next concert. Our open door policy means that people can come to us with their ideas and leave with a product that will not only be personal, affordable, and dependable, it will be memorable. Personalize It! is an equal opportunity business making its expertise available to help its customers create their own products. Keeping in tune with the needs of the consumer, utilizing the latest technology and trends, all while ensuring that the client receives the individual attention they deserve is the vision and daily mission of Personalize It! Our goals include consistent, accurate achievement of the client’s wishes, competitive pricing for the quality of services provided, and significant profit made on each product produced. Founded in 2003 on a part-time basis, Personalize It! is a small business designed to meet the needs of the ever-changing social world. New York City is the current home with plans to expand to branch offices within four years. Personalize It! is invested in the community it reside... Free Essays on Business Plan Business Plan Template Here's your sample Title Page. It's a great idea to put a color picture of your product right on the front. But leave room for the following information. [Your Company Name] Month, 19xx [month and year issued] Business Plan Copy Number [x] This document is confidential. It is not for re-distribution. [Name of point man in financing] [Title] [Address] [City, State ZIP] [Phone] [e-mail] [company home page URL] This is a business plan. It does not imply an offering of Securities. Table of Contents Here's a sample Table of Contents. Be sure to modify the page numbers when you’ve finished your Business Plan. Executive Summary 1-1 Mission 2-1 Company Overview 3-1 Legal Business Description 3-2 Strategic Alliances 3-3 Product 4-1 Current Product 4-2 Research and Development 4-3 Production and Delivery 4-4 The Market 5-1 Market Definition 5-2 Customer Profile 5-3 Marketing Plan 5-4 Sales Strategy 5-5 Distribution Channels 5-6 Advertising, Promotion, PR 5-7 Competition 6-1 Risk/Opportunity 7-1 Management Team 8-1 Capital Requirements 9-1 Exit/Payback Strategy 9-2 Financial Plan 10-1 Assumptions 10-2 Financial Statements 10-3 Conclusion 10-4 Exhibits 11-1 Executive Summary If the executive summary doesn’t succeed, your business plan will never sell investors. We recommend that you write the summary first and use it as a template for the plan as a whole. Since one of its primary functions is to capture the investor’s attention, the summary should be no longer than two pages. The shorter the better. Want to see what the pros think about raising money? Tune into The MoneyHunt Show (for info on showtimes, etc., go to moneyhunter.com/htm/show/show.htm). Mission Our company's missi... Free Essays on Business Plan „h Broad Market and Segmentation o We are going to go into three parts of Austria. The northern Limestone Alps, High Alps, and southern Limestone Alps. o There are about 10 resorts within these mountains and this is whom we will focus on. o Within Austria the mountains take up about 68% of the total land. o There is a high standard of living in Austria and this is why we are bringing a top of the line snowboard into the region. o Snowboarding is a male dominant sport in Austria making up 85% of the sport o The dominant race is Caucasian o Snowboarders in Austria are between the ages of 15 and 29 o Austrians are introduced to new products and product lines through rental shops „X So we will find rentals shops to sell our product to and sell our product in bulk to them each season „h Size and Trends o The ski resorts busiest time of the year is the first month and a half of the ski season o There are 9 million people living in Austria and it is a cold country that receives lots of snow annually and we plan on the snowboard distribution to be very successful. o Snowboarding was introduced in Austria in the early 1990 ¡Ã‚ ¦s so it is extremely new cold weathered sport compared to skiing o Snow sports are the most popular sport in Austria and there is a high demand for the newest sport, snowboarding o Statistically Austria ¡Ã‚ ¦s younger generation (15-24 years old) are more willing to try new products and/or sports „h Buying Criteria of Consumers o About 78% of the Austrian population has buying power, and are able to use the product themselves. o Rental shops are the best way for people to try the new products and we will entice them to buy them by letting them try them through the rental shops „h Receptivity to New Ideas o Skiing is the most popular sport in Austria, although there is an upcoming focus on snowboarding o We feel this is a good place to show off...

Recognize the elements of a negotiable instrument, as well as the Essay

Recognize the elements of a negotiable instrument, as well as the elements of rules affecting transferability and liability - Essay Example The other types of instruments are constructed in form of an order. Does the instrument in question meet the requirements of negotiability under the Uniform Commercial Code? This question can best be dealt with by comparing the elements of a negotiable instrument under the Uniform Commercial Code with the instrument in question. These elements are: Writing can be on anything that is permanent and has portability (3-103 UCC). Since the above instrument is written, there appears to be no contention that the instrument in question meets the first requirement. This is intended to authenticate it (3-401 UCC). Bob by handing over a pen to the maker in this question implicates that he wants the maker to put his signature and make him be bound by the document. The maker here will be bound by making any mark on the instrument which purports to be a signature. â€Å"The promise must be an affirmatively written undertaking more than a mere acknowledgement of a debt† (Howard 1964). Apart from acknowledging that he has a debt amounting to $20 000 plus interests the maker further makes an affirmative undertaking to discharge the debt. This can be ascertained by the use of the phrase ‘I promise to pay’. Payment cannot be conditional and the promise or order cannot be subject to rights or obligations stated in another source save for any exception provided by the Uniform Commercial Code. The document in question does not imply any condition. Take for instance if the document was worded in the following manner; â€Å"I promise to pay to the order of Bobs Auto Emporium $20 000 with interest...defaulting by which I shall be liable to pay double the value of interest†, this is a prima facie case of a condition and such an instrument shall be void (Martindale 2011). Any instrument payable in money are negotiable (3-304 UCC).The above instrument is payable at a fixed amount of $20 000 and hence satisfies this test of negotiability. The Uniform

GlOBALIZATION AND INTERNATIONAL MANAGEMENT Research Paper

GlOBALIZATION AND INTERNATIONAL MANAGEMENT - Research Paper Example The warranty policy for products and/or services in China is for two years while the company provides warranty for a period of one year. The warranty policy of the company is criticized by the media, Communist Party, celebrities and consumers in the market of China. This issue is mainly criticized for the violation and the negligence of the company towards the rules as well as the regulations of China in relation to foreign companies operating in the Chinese market segment. The company is also seemed to face challenge in relation to after sales services. The consumers also complained that they are not provided with adequate customer services with issues including technical faults among others. The state media of China is a major challenge for the company i.e. Apple as the Chinese media has undertaken every measure in criticizing the policies of the company and revealing the ill-treatment that Chinese journalists has faced in the offices of Apple in China through news. The state media is determined to adopt aggressive tactic of criticizing the operations of Apple in China with the intention of enhancing the performance of local telecom companies to compete with Apple (Barboza and Wingfield, â€Å"Pressured by China, Apple Apologizes for Warranty Policies†). ... The company is identified to face pressure in the Chinese market due to rivalry issues amid China and the US. China has faced cyber-security issues in relation to hacking of computers of various American companies. Additionally, it has been identified that the Government of the US had proposed to restrict the operations of two Chinese companies in the US. The two Chinese companies which include Huawei and ZTE are the leading producers of telecommunications equipment had been advised to stop their businesses in the US due to engagement in espionage activities (V.V.V., â€Å"Unparalleled Arrogance, Full Apology†). These are the various challenges which are faced by Apple in the market segment of China. Furthermore, these challenges are seemed to act as a trade barrier for the US corporations to operate their business activities in China. 2. RISK MANAGEMENT STRATEGY OF APPLE Apple is identified to possess certain risk management strategies with the objective of mitigating risks w hich arise both in the national as well as international market segments. It can be stated that the company does not possess adequate risk management strategies in order to eliminate those risks at the time of identification. The company is seemed to adopt risk management strategy for interest rate and foreign currency risks but is ineffective in the management of risks arising within challenging marketplaces regarding consumers. It is observed that in the market segment of China, the company has faced various challenges in relation to warranty policy and customer services which are affecting the performance and customer base. The company is a multinational corporation and accordingly it has over the years faced various challenges in relation to rules and

Analysis of Islamic Banking in the UK

Analysis of Islamic Banking in the UK This research plan will be a hub of attention to inspect the opportunities of progress and growth as well as the major challenges to Islamic banking in the UK. The UK is the hub of Islamic banking and contains importance in Islamic financial sector due to its fast growing Muslim population. Islamic banking is facing some great challenges in the UK because the financial system is more favourable to conventional banking. There are greater opportunities in the UK for development and growth of Islamic financial system because Muslim community is eager to take financial products and they are willing to spend their lives according to their religion. There is need to educate the Muslim community toward Islamic financial products; service providers need to improve the information system within the communities and Islamic banking institution is need to work hard for survival and compete with conventional banking system in the sector of regulations and supervisions. The keywords in this resear ch are Islamic banking, Islamic finance, Muslim population, Muslim scholars, Islamic banking growth in the UK and Islamic banking challenges. 2.0 RESEARCH SIGNIFICANCE According to the figures of Office for National Statistics 2001, there was 1.6 million (2.8%) Muslims living in the United Kingdom but according to Home Secretary the Muslim population is increasing with high growth rate. In just seven years there is an increase of 40,000 Muslims in the UK and figures reached on 2 million which consist of 3.3% of total UK population. There was no any facility available to Muslim community before 2000 but the Muslim population want to spend their lives according to their faith. According to Islamic teaching interest is strongly prohibited in Islam and they want to take banking services such as saving accounts, current accounts, home finances, insurance and loan according to Islamic Shariah law. The United Kingdom is non-Muslim country and all its financial rules and regulation in favour of conventional banking. Because the Muslim community is active part of the UK economy, there was need to start a system which is acceptable to these people. Islamic b anking is started in the UK in 2003 with authorization of Financial services Authority. From 2003 to 2009 there is enough improvement and development in Islamic banking system. Currently two main high street conventional banks and one wholly Islamic bank are involved in Islamic banking services. But Islamic banking institution is still in the growth and infancy stage and Islamic banking is facing different challenges in this Western society such as socially, economically, fund management and regulations. With increasing popularity of Islamic banking in Western countries especially in the UK there are some difficulties in the way of Islamic Shariah law, Islamic banking system as well as the role of Financial Services Authority and UK Government are the critical issues. It is necessary to find out the opportunities for development and growth of Islamic banking in the UK and major challenges are faced by Islamic banking. 3.0 RESEARCH OBJECTIVES The main objectives of this proposal is to find out the opportunities for development and growth of Islamic banking in UK and challenges which are currently faced by Islamic banking in the world and United Kingdom specially. The main objective of this research proposal is to investigate the basic understanding of Islamic banking in community and in  banking sector because without basic understanding it is difficult to develop this financial  system, whether there is any opportunity for growth and development in the UK and which kind of challenges is faced by Islamic banking. The objectives of the research proposal are to: Examine that how important to know the fundamentals for Islamic banking for Muslim community and service providers. Investigate that do Muslims really believe and know the difference between Islamic banking and conventional banking and what are the factors which make Islamic banking prior to conventional for Muslim community. How important in Sha riah law and its practise for Islamic finance and the role of Islamic scholars in promoting Islamic banking services and products. 4.0 LITERATURE REVIEW Literature review illustrates the concept, scope and principles of Islamic banking around the globe in general and specifically in the United Kingdom. Islamic banking is a universal concept in the conventional banking, which is in practice with its many products in most of high street banks in the UK like HSBC, Lloyd TSB and as well Islamic Bank of Britain. 5.0 RESEARCH METHODOLOGY There are two main research paradigms positivistic and phenomenological. It is possible that different authors may use the alternative terms for these main paradigms in different time. The most commonly and alternatively used the terms are quantitative research method for positivistic and qualitative for phenomenological (Collis and Hussey, 2003). The originally the positivistic paradigm was developed in the natural sciences to study natural phenomena and it is confirmatory and deductive in nature. The phenomenological paradigm was developed in the social sciences to facilitate the researchers to research and analyze social and cultural phenomena and this approach is exploratory and inductive in nature (www.socialresearchmethods). The paradigm is very important because it gives you a right path to use the right methodology. According to Collis and Hussy (2003 p.55) à ¢Ã¢â€š ¬Ã…“Regardless of which paradigm you are employing, it is important that you pay attention to all the featur es, and ensure that there are no contradictions or deficiencies in your methodologyà ¢Ã¢â€š ¬?. The paradigm of this research is phenomenological because it tends to produce qualitative data not quantitative. The quantitative research is objective in nature that involves analysis of numerical data by applying statistical tests (Collis and Hussey, 2003). But the qualitative research is much more subjective in nature, concerned with generating theories and can be generalized in understanding of the phenomenon of challenges and opportunities of Islamic banking in UK. 6.0 RESEARCH PURPOSE Islamic banking is a hot topic in western countries especially in the UK. In the UK almost 2 million Muslims community is living and they want to spend their lives according to their religion (www.guardian.co.uk). This community is well contributing to the economy of the UK due to this the UK government gives more importance in the sector of Islamic banking. Nowadays the UK is the hub of Islamic banking and most of the high street banks providing the services of Islamic window. Due to this growing demand, Islamic banking faces some difficulties and challenges in western countries. The purpose of the study is to examine and analyze the growth and opportunities of Islamic banking in the UK.   7.0 RESEARCH METHOD For this research project, I chose to undertake qualitative research method. The qualitative method is a type of research that emphasizes the quality of meaning in consumer perceptions and behaviours; there are different criteria or techniques can be used in qualitative method such as in-depth interviews and focus groups. The most common qualitative research techniques include: In-depth interview Focus group Case study Direct observation   7.1 Reason for choosing In-depth interview: I chose in-depth interview technique for my qualitative research due to its unique advantages over other techniques such as focus group and questionnaires. In the way of in-depth interviews it is easy to speak to an individual and keep his attention on specific topic comparatively it is difficult in focus group interviews. There is a lot of time saving and reducing the hassles to take an appointment from individual. The main advantage of in-depth interview is that the interviews can be easily conducted with key community leaders through that researcher can get a fast overview of a community according to his requirements. 7.2 Sources of data: 7.2.1 Primary data: This research is based on a study of the UK because growing population of Muslims community is playing positive role for the UK economy. Actually most of the Muslims want to spend their lives according to their faith. In this case study it will be examined that what are the problems and opportunities in the UK for Islamic banking. I will use the qualitative method of research in this project. There are different techniques of qualitative method but according to the situation the in-depth interviews is more suitable form for this project. According to Collis and Hussey (2003) in phenomenological approach the interview questions are unstructured or semi- structured in pattern not closed questions like positivistic approach. The plan is that the researcher will prepare semi-structured questions that are helpful to take maximum information from interviewees because in closed questions it is possible that some important information will be ignored. In semi-structured interviews the resear cher has an opportunity to probe various areas and to raise specific queries during the semi-structured interviews. 7.3 Data collection methods: For the collection of primary data I shall use technique of in-depth interview. The plan is to hold the eight in-depth interviews from different sectors of the society. The researcher will hold four interviews from the banks authorities such as HSBC, Lloyd TSB and Islamic Bank of Britain that will give the clear facts and figures about the growth, opportunities and problems related to Islamic banking with reference to shariah compliance and Governmental authorities. Two with such Muslims who already customer of the Islamic banking which will facilitate the research through providing the information why they did take up Islamic banking, advantages and disadvantages of this system and as well about the scope of Islamic banking in UK. Two with such Muslims that are not using Islamic banking product which will helpful to investigate why they have not taken the Islamic banking product and which factors are stopping them from these services that are according to their faith. My plan is to speak to non-Muslims that are using the Islamic banking products that will provide the best information for the growth and strong fundamentals of Islamic banking. The planned is to conduct these interviews through sending letters to banking authorities and emails to customer services department of the perspective banks to arrange an appointment. To take interviews from customers and non-customers of the Islamic banking the interviewer will use the posters advertisement in the mosques and libraries in that area where the Muslims are living in majority. The interviews will be recorded using the voice recorder with the permission of the interviewees. If the voice recorder is not possible then the interviewer will take notes which will be summarized with full detail and also these notes will be available on demand for further investigation. 8.0 Research limitations: This research was proposed to be conducted in a very short span of 8 weeks, which forced the researchers to curtail the research from expanding in to a wider spectrum. According to the proposed planned of seven interviews it is possible that there should be some hurdle to get all information from customers of Islamic banking. In the course of research if the researcher will feel to get more widely information about the growth of Islamic banking then mini open ended questionnaires will be conducted. As the research was a part of student project there where huge limitations on financial resources. Lack of financial backup congests the team, which in turn curbed the research team from dilating the research. Conclusion: The purpose of research is to find out opportunities of growth and development as well the main challenges to Islamic banking in the United Kingdom. The primary data which was collected through in-depth interviews is to match with the different opinions of the community members about the scope and future of Islamic banking in the UK. The outcomes and results of these in-depth interviews are matched with aims and objectives of the research.

Class Distinctions and Internal Struggle in the Works of James Joyce Es

Class Distinctions and Internal Struggle in the Works of James Joyce      Ã‚  Ã‚   In the early twentieth century, Ireland, and more specifically Dublin, was a place defined by class distinctions. There were the wealthy, worldly upper-class who owned large, stately townhouses in the luxurious neighborhoods and the less fortunate, uneducated poor who lived in any shack they could afford in the middle of the city. For the most part, the affluent class was Protestant, while the struggling workers were overwhelmingly Catholic. These distinctions were the result of nearly a century of disparity in income, education, language, and occupation, and in turn were the fundamental bases for the internal struggle that many of Joyce's characters feel. Torn between the life they lead and the one they dream of, these people are reflections of the harsh setting in which Joyce himself spent his life. Although Joyce never explicitly explains why his main characters in "A Little Cloud," "Eveline," "Counterparts," and "The Boarding House" are so deprived, it is clear that they are at an unfair disadvantage in some way. He uses them to spotlight and protest the hardships that so many people of Dublin were forced to endure simply because of their religion and its effects on the other aspects of their lives.    The Irish-Catholics of Dublin in this era were overwhelmingly poverty-stricken, especially when compared to the English people who controlled the government and businesses. In fact, in 1914, the same year that Dubliners was first published, "74,000 people in Dublin lived in one-room tenements, and about 56,000 more in two-room tenements; and this 130,000 people represented 42 per cent of Dublin's citizens" (Cahalan 178). Even a noted employe... ...Handbook. Ed. James R. Baker and Thomas F. Staley. Belmont, Calif.: Wadsworth Pub. Co., 1969. 120-24. Joyce, James. "The Boarding House." The Bedford Introduction to Literature. 332-37. ---. "Counterparts." Dubliners. New York: Viking Press, 1968. 86-98. ---. "Eveline." The Bedford Introduction to Literature. 329-31 ---. "A Little Cloud." The Bedford Introduction to Literature. 337-45. Ledden, Patrick J. "Education and Social Class in Joyce's Dublin." Journal of Modern Literature 22.2 (1998): 329-36. Ryan, Ellen Bouchard, Howard Giles, and Richard J. Sebastian. Attitudes Toward Language Variation: Social and Applied Contexts. London: Edward Arnold, 1982. Torchiana, Donald T. Backgrounds for Joyce's Dubliners. Boston: Allen & Unwin, 1986. Walzl, Florence L. "Patterns of Paralysis in Joyce's Dubliners." College English XXII. (1961): 226.

Marvel Holdings

To determine Whether or not it will be difficult for Marvel or other companies in the MacAndrews and Forbes holding company to issued debt in the future, we should analyze two perspectives, one is historical and the other one is the future perspective. Historically, Marvel Holdings issued zero-coupon senior secured notes which were all secured by Marvel’s equity rather than its assets or operating cash flows. However, this was a very attractive offer since the stock price was trading above $25 per share which had a value of $1.9 billion, well above the face value of the bonds issued. The interest payments on these bonds would be made from revenues received through tax sharing agreements between Marvel and Marcel III Holdings; moreover, all issues were scheduled to mature in April 1998, which in other words, the company would have a huge cash outflow when the bonds came to maturity. After the issurance of debt, company’s revenue decrease due to the comic book and trading card business failure, which caused share price to fall significantly. Despite the problems of revenue fallen, Marvel acquired SkyBx and financed the acquisition with $190 million of additional debt in early 1995. S&P then downgraded the holding companies debts from B to B-. The fianancing structure and the revenue fallen problems lead to Marvel announced that it would violate specific bank loan covenants due to decreasing revenue and profits. Moody downgraded Marvel’s public debt after the announcement and caused the price of the zero-coupon bonds to fall drastically by more than 41%. Moreover, their two largest institutional holders desided to sell the bonds even at a price of $0.37 per dollar of face value. When the resturcture plan was announced, the stock price fell by more than 41% and the zero-coupon bonds fell by addition 50%, to $0.18. As shown on the Balance Sheet, there was a $625.8 millions of current portion of long-term debt in 1996 which was increased significantly compare to previous years. Moreover, the short-term borrowing has also appeared on liability in the year of 1996. Total long-term debt and total liabilities also increased drastically in 1995 and more significantly in 1996. From the Consolidated statement of operations, the cost of sales increased since 1995. Moreover, the amortization of goodwill increased which is due to the decrease in revenue of trading cards and comic books. Interest expense also increased due to significant increase in debt. All these caused a loss in income and earning per share becomes negative at the end of 1995. Based on all the above historical evidences, it will be really difficult due to the fact that the company has a debt-to-total capital ratio of 88% which is $805.4 million in total debt and $107.4 million in equity. With the downgrade of the public debts, it will make the financing situation even worse since the issueing notes or bonds will not raise as much financing as when the rating is good and will be more costly since the interest rate has to increase due to the increase in risk. In the future perspective, a restructure plan was mentioned by Perelman. However, Marvel was facing three options: 1. if marvel was going under chapter 7 liquidation, the debtholders would get around 70% of the original value and the holding company debtholders and equityholders would get nothing. 2. If Marvel did not aquire Toy Biz, the total enterprise value would between be no more than $660 which was not enough to settle the debt, and the equity would again be worthless. 3. If Marvel acquired Toy Biz, the company could transform into an integrated entertainment company which would operate theme restaurants, movie studio, entertainment software, and etc. Marvel believed with the growth of new media exposure, they would be able to have modest growth and pay secured and unsecured creditors in full. This plan had passed the feasibility test, which in other words, the company was not likely to be liquidized or reorganized. let’s assume Marvel implement the restrurture plan and make modest growth of profit. As they slowly payoff the debts, start earning profit and rebuild their reputation, It will become easier to raise debt. Moreover, if their performance is good, it might be even possible to increase their rating which will lower the cost due to the decrease in default risk.

Interesting And Depressing - Free Essay Example

Sample details Pages: 1 Words: 397 Downloads: 4 Date added: 2019/08/08 Category Literature Essay Level High school Tags: Mark Twain Essay Did you like this example? Do you know Mark Twain? Well ive been getting to know him alot. Here is one of his quotes Kindness is the language that the blind can see and deaf can hear. I think it means that be kind to everyone. Don’t waste time! Our writers will create an original "Interesting And Depressing" essay for you Create order Now im going to discuss his childhood,career,and death. Lets go! Mark had a normal childhood he moved when he was like 4 i wrote it down but yea he moved near Hannibal. He started thinking of writing books around that time. He grew up in hannibal up until 17 but more stuff happened before then. His dad died when he was 11 or 12 one or the other.He was a judge,shopkeep,and a lawyer very noble man but that was only a little while. Thats his childhood in a nutshell its not copied i just like that word. His career was interesting and depressing like he has a depressing end im serious. Ok so at the start he had a very successful company but at the end it went bankrupt which is some of the depressing part but wait till the end. Next after it went bankrupt he had no money and he started to lose money but he made it threw and got married to olivia langdon clemens and had 4 children named susy,clara,jean,and langdon. But im not done yet im just getting started with his career net was when he started writing books he wrote alot made lots of money but still he had a normal life till all but one of his children died his wife died to so there was depressing part. Next im going into his book writing he had a good career made lots of money but he got by. Mark Twain impacted the world by helping authors get to write more and leave very educational quotes but thats here nor there. He helped people be nice a hole lot more. Like his quote was awesomekindness is the language the deaf can hear and the blind can see.Thats really inspirational dont you think. He was an amazing writer. Mark twain had a peaceful death he died im london bye a heart attack. But he was still a good person minus that part where he was accused of being racist. Yeah he was really awesome and cool i bet he was funny to. R.I.P Mark Twain.